[Ias-public] The Institute for Analytical Sociology Seminar: Mario Small, September 21, 14:30CET, Online on Zoom

[Madelene Töpfer]

The Institute for Analytical Sociology Seminar

Venue: Online on Zoom (see Zoom link in the end of the email)


Thursday, September 21 @ 14:30CET

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Financial Institutions, Neighborhoods, and Racial Inequality

Mario Small
Columbia University


Abstract:
Research has made clear that racial inequality is affected by neighborhood conditions. One important condition is access to financial establishments. We examine how living in minority neighborhoods affects ease of access to conventional banks vs. to alternative financial institutions (AFIs) such as check cashers and payday lenders, which are often more expensive and have at times been called predatory. Based on more than 6 million queries, we compute the difference in the time required to walk, drive, or take public transit to the nearest bank vs. the nearest AFI from the middle of every block in each of 19 of the nation's largest cities. Results suggest that race is strikingly more important than class, as the AFI is more often closer than the bank in well-off minority neighborhoods than in poor white ones. I present additional survey and interview results on the factors underlying these differences.


Topic: IAS Seminars
Join Zoom Meeting
https://liu-se.zoom.us/j/65535789369
Meeting ID: 655 3578 9369


Best regards
Madelene Töpfer
Administrator
[Linköping University]
Institute for Analytical Sociology
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